Clients
To ensure that we can provide fair and affordable financing options for substance abuse treatment stays, FinPlan has set certain parameters for our clients.
While our network of lenders will ultimately decide on financing approval, we require a credit score of 560 or higher for consideration. We understand that credit scores do not always tell the whole story, so we also take into account income, taxes, collateral, and/or bank statements to help justify financing approval. We believe that a source of income is necessary for applicants, and we may ask if a family member can guarantee the loan for those without income. However, we aim to work with our clients to find a solution that works best for them.
Our data shows that clients who meet these parameters have a higher chance of financing approval. At FinPlan, we are committed to providing fair and affordable financing solutions for substance abuse treatment stays, and we work to ensure that our clients have the best chance of success.
A step-by-step guide to applying for treatment financing
FinPlan offers affordable and fair financing solutions for mental health, behavioral health, and substance abuse treatment.
Our online application process is simple and easy to use, providing instant responses from banks so you can see if you’re approved or denied. We connect you to our network of lenders who offer loans that can cover the cost of your treatment plan. If you’re in need of mental health treatment, apply for financing with FinPlan today and take the first step towards a brighter future.
Information on the lending partners and their loan options
We have partnered with several reputable banks and lending institutions to provide our clients with various loan options for their treatment needs.
Our lending partners offer a range of loan products, including personal loans, secured loans, and lines of credit. They also have flexible repayment terms and competitive interest rates.
We work closely with our lending partners to ensure our clients receive the best possible financing solutions for their mental health, behavioral health, and substance abuse treatment needs.
Join the 100+ clients
Frequently Asked Questions
Client Financing
Yes, our financing service covers a wide range of mental health treatments, including depression, anxiety, PTSD, and behavioral health treatment.
It depends on the loan product and lender. Some loans may require collateral, while others may not. Our lending partners will be able to provide more information on collateral requirements for specific loan products.
The application process typically takes a few minutes to complete online.
Once we receive your application, our team will review it and connect you with our lending partners. The time it takes to obtain a loan offer may vary depending on the lender, but we strive to provide our clients with a fast and efficient process.